15 acres in Franklin County, AL – All Utilities – Build your Dream Home! – Owner Financing -Within City Limits

Location:Franklin County, Alabama
Status:For Sale

This prime 15-acre property in Phil Campbell offers the perfect blend of privacy and convenience with city utilities, a scenic creek, and multiple building sites just minutes from town amenities. Located within city limits on Mayhall Drive, this R-3 zoned parcel features varied terrain with elevations between 920-1000 ft, established road access, and no flood zone concerns.

Property Highlights:

  • 15 acres of wooded, rolling terrain with existing home pad
  • City utilities available: water, electric, and sewer
  • Natural creek running through the property
  • Multiple cleared, flat areas ideal for home construction
  • R-3 single-family residential zoning (no mobile homes)
  • No flood zone with minimal wetlands
  • Paved road access via Mayhall Drive
  • Mins from public area (Soccer & Baseball Field)

Location Advantages:

  • Within Phil Campbell city limits (0.5 mile to town)
  • Easy access to US-43 and I-22 highways
  • Just 1.5 hours from Birmingham (95 miles)
  • Minutes from local amenities including gas stations
  • Near attractions like Dismals Canyon (6.4 miles), Henry’s Hill, Belle Mont Mansion, and Mize Mill Falls

Owner Financing Options:

  • Purchase price: $85,000
  • Flexible down payment starting at just $10,000
  • 5-year option: $1,687.35 monthly (12.5% interest)
  • 10-year option: $1,187.15 monthly (14.5% interest)
  • Custom financing terms available to suit your needs

Development Potential:

  • Build your dream home on established building sites
  • Enjoy privacy while maintaining proximity to conveniences
  • Opportunity for sustainable living with natural water source
  • Room for multiple structures, gardens, or recreational areas
  • Investment opportunity in growing Franklin County market

This versatile 15-acre property offers the perfect balance of natural beauty and practical amenities for your future home site!

Property Information

Parcel Size
15 acres
Parcel Number
14-05-16-0-000-082.000-0, 14-05-16-0-000-082.007-0
Legal Description
Available upon request
State
Alabama
Country
Franklin County
Address
14-05-16-0-000-082.000-0, 14-05-16-0-000-082.007-0

Features

  • zoning

    R-3 (Single Family Residential)

  • subdivision

    None

  • Dimension

    2125 ft N 340 ft E 1830 ft S 515 ft W

  • coordinates

    34.353327, -87.704242

  • access

    Access via Mayhall Dr. (Paved Road)

  • power

    Available

  • water

    Available

  • Septic

    Exists

Payment Options

Purchase Price:
85k with 10k down
Creative Financing Available:
10k down
Are you interested in this property?
Get in touch today
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